Work and Travel Insurance is a requirement of the Visitoz program that participants carry full public liability insurance.
This should provide cover for the participant when performing manual and outdoor work, farm work, or work in any volunteering capacity. Typically the farm work component of this insurance should include work with livestock, other farm and domestic animals and use of farm vehicles, machinery and tools.
Most work and travel insurance policies include cover for recreational and adventurous activities such as sports, winter sports, tours and adventure activities such as kayaking, surfing, snorkelling and many others.
Policies typically provide cover for lost or stolen property, cancellations etc. but, most importantly, provide medical and repatriation cover in case of injury or serious injury.
Visitoz believes that such cover is an essential part of a safe work and travel experience and it is therefore a requirement of our programme that suitable insurances are held.
Your employer will also have insurances that cover you for work on his farm called work cover, including liability and use of equipment and machinery, etc with their permission.
For those participants from the UK, SWEDEN, THE NETHERLANDS, FINLAND, NORWAY, ITALY, MALTA and BELGIUM, we will apply for a Medicare card once you arrive in Australia. Medicare is a free service and additional to work insurance.
You will need to bring a EUROPEAN HEALTH CARD if you come from these countries– the Medicare office will always accept these and they are easy to obtain from your home country. Also accepted is the Internationellt Forsäkringsbevis from Forsäkringskassan if you are Swedish; your National Insurance card if you are a British, Norwegian or Finnish subject. For Italian citizens you need a certificate of residence in Italy if you wish to have the free Medicare (valid for 6 months only).
You may buy your insurance package where you choose, however please make sure that the policy you buy covers you for agricultural (farm) work, outdoor labour, and use of farm tools, equipment and machinery with the owners permission. In particular this should include motorbikes up to 250cc and chainsaws.
Visitoz has access to two insurers whose policies meet these general conditions; you are welcome to contact us for more information using the form below.
The Visitoz Compass Insurance policy information is detailed in the documents below.
Proof of cover is provided in the form of a certificate provided by Visitoz after the policy has been purchased. Policy Terms and Conditions are explained in the documents which may be read or downloaded below. Cost of $2 per day.
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